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Chapter 7 Bankruptcy

Liquidate your debts under Chapter 7

A Chapter 7 bankruptcy is what many people are thinking of when they think of bankruptcy.  The filing of a Chapter 7 bankruptcy can immediately stop foreclosure sales, garnishments, and collections.

A Chapter 7 bankruptcy eliminates most debts, which allows you to make a fresh start. It is also an asset liquidation, which means that nonexempt (property that is not protected by law) may be taken and sold by a trustee to pay off your creditors in part or in full. However, in many cases, most assets and property are exempt, so it is protected and won’t be lost through the bankruptcy. In cases with significant risk of loss of property, a Chapter 13 bankruptcy can be used to protect that property.  Click here to learn more about filing bankruptcy under Chapter 13. 

The bankruptcy process typically lasts 4-6 months under Chapter 7.  After the process is complete, most debts are wiped out.

Whether you are seeking to liquidate your debt under Chapter 7 or reorganize it and pay it off gradually under Chapter 13, we can help. Call us today to speak with an experienced bankruptcy lawyer.


 More than 48 Years of Accumulated Practice

Set Up A Free Consultation

Contact us now to set up a completely free, no obligation, , 30-minute initial consultation.  During the free consultation, we can discuss your financial situation. We can first help you decide if filing for bankruptcy makes sense at all. Even if you have debts, there can be reasons not to file bankruptcy, or other ways to resolve your debts without bankruptcy.  We can help you explore those options (only about half of our clients decide to file bankruptcy after the free consultation). If a bankruptcy does make sense, we can help you decide if filing under Chapter 7 or Chapter 13 is better. 

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